With the rise of apps and digital banking, people just don’t have to write physical checks as often as they used to. Maybe you haven’t written a check in a while and need a refresher course. Maybe you’ve never written a check before or even opened a checking account. Either way, we’ve got you covered. Here’s what you do when you need to write a check.
Step One: Add the Date
First, you’ll need to write the date on your check. Look for the date line on the top right corner of the check.
Step Two: Add the Recipient
Next, look for the words “pay to the order of” on the left side of the check. Those words should be followed by a line. On that line, you’ll write the recipient’s name. This could be a person or an organization. Double-check your spelling before you write down the name. If you misspell it, the recipient may not be able to deposit the check right away.
Step Three: Write Down the Amount
Now it’s time to write down the amount of money. You’ll notice two places on the check that ask for the amount of money. The first one looks like a blank rectangle with a dollar sign. You’ll find it directly to the right of the “pay to the order of” line. In that space, you’ll write the amount in numbers. For example, let’s say that you’re sending fifty dollars and twenty cents. You’d write it like this: “$50.20.” Immediately below that box, you’ll see a long line with the word “dollars” at the end. This is the line where you’ll write down the amount in words, i.e., “fifty and 20/100 dollars.” If the dollar amount includes change, you’ll write that amount as a fraction of 100. This part of the check can take some getting used to, but you’ll get the hang of it.
Step Four: Add the Memo
You’re almost done. Next, it’s time for the memo. You’ll see this section at the bottom left corner of the check. Use this space to note your reason for writing the check, such as “piano lesson,” “schoolbooks,” or “food donation fund.” You don’t have a lot of space here, so there’s no need to get too wordy or specific. Keep it simple.
Step Five: Sign Your Name
Now all that’s left is for you to sign your name. You’ll find the line in the bottom right corner of the check. Once that’s done, your check is ready to go. Always make sure that you have enough money in your account to cover the checks that you write.
Need More Help?
Looking for more help for checks, banking, and other financial things? That’s exactly what Bundlefi is here for. We connect people and businesses to community banks and credit unions so that they can make the most of their financial decisions. Ready to find the perfect financial institution for your needs? Get in touch with Bundlefi today. We’d love to help.