Multiple loan options. Several types of business loans are available, including SBA loans and term loans with balloon payment options.

Competitive interest rates. Depending on the lender and size of your loan, interest rates can be low and competitive.

Flexible payment options. A wide range of loan terms may result in more flexible repayment options.

No collateral required. Lenders use your business’s receipts history to assess your financial viability.

Easy application process. Fewer documents are typically required to apply. Lenders are primarily interested in bank statements and business tax returns.

Fast access to capital. Funding is often available within days after submitting your application.